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Loan rates, fees & repayments
Your lender sets the price and repayment terms of a loan. FastLoansUp does not publish a rate card because there is no single APR, fee or term available to every visitor.
What to compare in an actual offer
Interest rate and APR
The interest rate describes interest charged on the balance. APR expresses borrowing costs as an annual rate and includes certain fees. Compare both and read the fee disclosures.
Amount received and total repayment
A fee deducted at disbursement can reduce the money you receive. Compare that amount with everything you must repay over the full term.
Payment schedule
Check each payment amount and date, the number of payments and whether the rate or payments can change. Monthly installments are not offered by every lender.
Other charges
Look for origination, late-payment, returned-payment and early repayment terms. Do not assume a fee is absent unless the agreement says so.
The partner request range is $200–$5,000. Actual loan limits may be lower, particularly for payday products, and availability varies by lender and state. Neither the request range nor the calculator below guarantees an offer.
Illustrative monthly payment calculator
Model a fixed-rate loan with equal monthly payments and no fees. Enter an annual interest rate, not an APR that includes fees. The term and rate you enter are assumptions, not advertised loan terms. This model does not represent a typical single-payment payday loan.
Before you accept
Compare the lender’s disclosed total repayment with your budget. A longer term may reduce each payment while increasing total cost. For a loan due at once, make sure you can cover the full balance and fees without missing essential bills.
Independent explanation: CFPB, the difference between an interest rate and APR. Read our loan disclosures or start a partner request.